About me
Andy Johnson is Chairman, Co-CEO, & CFO of First Vernon Bancshares, Inc. and The Bank of Vernon which are headquartered in Vernon, Alabama. Vernon (Population 1,863) is in Lamar County (Population 13,705) and is situated on the Mississippi state line in rural Northwest Alabama. The bank was chartered 11/11/1911 and carries FDIC Certificate #51. The bank has total assets over $440 million and operates 5 branches (2 in Vernon and 3 in its neighboring Mississippi county) with a 6th opening in July 2026. Mr. Johnson is a third-generation community banker who has been the director of the CDFI program for the bank since its initial certification.