Rhoshunda Kelly has been the commissioner of the Mississippi Department of Banking and Consumer Finance since 2021, and began her career with the department in 2001 as a bank examiner trainee. Earlier in her tenure with the department, she was a field examiner and a review examiner; she became director of bank supervision in 2013 and deputy commissioner in 2014. As deputy commissioner, she managed the banking, mortgage, consumer finance, administration, legal, and information technology divisions. She also ensured effective coordination between the state and federal regulators and fostered engagement with regulated industries.
As commissioner, Kelly ensures effective agency operations and oversees $127 billion in state-chartered banking assets. She also ensures the licensure and supervision of over 8,000 consumer finance and mortgage licenses in 11 financial industries.
Kelly received her undergraduate degree in business with a concentration in banking and finance from Mississippi State University. She is a graduate of the Graduate School of Banking at Louisiana State University, where she is a past instructor. Kelly is also an honor graduate of the American Bankers Association Graduate Trust School. Kelly also received an executive certificate in public leadership from the John F. Kennedy School of Government at Harvard University. She serves as a member of the Mississippi Certified Public Manager Advisory Board.
Kelly is former vice chair of Mississippi State University Finance and Economics Advisory Board and was named a 2019 Leader in Finance by Mississippi Business Journal. Kelly is active in the Conference of State Bank Supervisors and was recently elected as its chair of the board of directors.
